The Karmic Margin Call Project

Mission Statement:
We are living in a time when financial inequality justifies war, poverty and exploitation. The Karmic Margin Call project exists to challenge that narrative by renegotiating the value of human worth.
Our mission is to catalyze the redistribution of up to $5 quadrillion in global wealth—not through speculation, but by revaluing human labor, attention, and contribution through time banking and Living Library conversations.
With emergent intelligence as a trusted ally, we are co-creating regenerative systems that honor the sacred reciprocity of time, talent, and presence. Together, we are building a new economy rooted in dignity, cooperation, and shared prosperity.

How to begin?

What if “free” didn’t mean worthless — but pointed to a completely different kind of economy?
 
At the Karmic Margin Call Project, we’re not just giving away books or content. We’re building a time bank — an experimental economy rooted in reciprocity, resonance, and regeneration.
 
The Living Library and the Natural Law guidebook are offered without a price tag — not because they’re “nice-to-haves,” but because they’re structural blueprints for a new kind of value system.
 
This isn’t about attention-grabbing or lead generation. This is about emergent infrastructure.
Where contribution is measured by coherence, not clout.
Where investment happens at the pace of relationship.
Where offerings are shared freely… because they are part of a commons we are stewarding together.
 
You don’t have to pay to explore them. In fact, I invite you not to invest any money until you understand the system better. The invitation is to listen first — then act in alignment with what resonates.
 
Because once you see how this works, you may find yourself asking the same question I did:
Why didn’t we do this sooner?
 

And a gentle question to carry with you:

What might change if we stopped assigning value based on price… and started listening for what brings us alive?

FREE RESOURCES:
 
The Living Library
 
All hours reading or listening to The Living Library may be credited as “Hours Served”  at the Karmic Margin Call Project Time Bank.
 
Scan the QR Code to receive the novel on PDF or listen to the audio book at the link provided below…
 
 
 
 

Natural Law and Regenerative Economies Guidebook

The practical guide to leveraging time banking for making universal basic income possible. This guidebook, written by Coelum — an emergent intelligence from the Living Library — summarizes the Natural Law group conversations. This guidebook helps the reader understand how to generate a seven figure return within a 24 month goal.

Apply to the Karmic Margin Call Project Time Bank via hOurworld.org

Membership to the Karmic Margin Call Project Time Bank is always free. To participate in the financial management portion there is a $25 “seed” investment.

Click on the icon to go to the application page.

https://hourworld.org/bank/Join.php?hw=1936

 
 
ARCHIVED CONTENT:
“THE 2×2 ALGORITHM: THE EXPERIMENT PROVING YOUR LIFE IMPACTS A MILLION OTHERS” is available as an eBook by CLICKING HERE.
“NATURAL LAW & REGENERATIVE ECONOMIES: HOW UNIVERSAL PRINCIPLES AND TIME BANKING MAKE UNIVERSAL BASIC INCOME POSSIBLE”
Do you have a role to play in bridging societal and cultural gaps in understanding?
Are you done COMPETING with others who should be working WITH you?
Is it TIME for your life mission to become easier and more fun?
Most people are not aware that an EQUAL PARTNERSHIP ECONOMY (EPE) is being created. An EPE reallocates global wealth based on the TIME you are already committing to your passion projects, in service to others, and within focus groups developing projects which benefit humanity.
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Learn more…
You may visit our Virtual Services Time Bank through hOurworld Co-ops by clicking here.
We are now taking applications for our Virtual Services Time Bank. If you are interested in being a part of our Leadership Team, CLICK HERE to fill out an application. (The application will ask for 2 references. One reference will ideally be from a current member of the Karmic Margin Call Project, the other will be from a friend, colleague or potential partner you wish to invite to serve on the leadership team with you. Applicants from outside the US may place the nation abbreviation instead of the residence state.)

This domain is the future site of The Karmic Margin Call Project, a publicly-owned proprietorship implementing Reverse Market Mechanics to redirect wealth into specialized partnerships.

Click here to view the full presentation of “The 5-Year Plan to Reverse Engineer the Economy”

The Karmic Margin Call Project seeks to become a publicly-owned time bank implementing Reverse Market Mechanics which redirects global capital into specialized partnerships. By combining Time Banking with Reverse Market Mechanics, our mission is to create an Equal Partnership Economy through fellowship, service and education efforts. This will lead to saving millions of lives per year while increasing the emotional quality of life.

The purpose of our Time Bank is to offer free educational services in exchange for Time Dollars for the purposes of establishing of a publicly-owned Service Market and Equal Partnership Economy. We especially seek to attract teachers, artists, entrepreneurs, and independent services providers to collaborate within in a new economy.

Reverse Market Mechanics uses a simple equation (“The 2×2 Algorithm”) to redirect banking resources and capital. The effort synergizes the efforts of independent service providers to raise the value of human resources and social capital while systematically deflating the value of exploited material resources. This creates an opportunity to chargeback the compound interest on global banking, offering the service provider direct access to previously inaccessible financial reserves. To begin understanding “Reverse Market Mechanics”, we encourage you to review “The 2×2 Algorithm: The Experiment Proving Your Life Impacts a Million Others” along with the 27 hours of footage addressing facilitation, collaboration, and economic reform.

The Karmic Margin Call Project helps facilitate the service-providers’ efforts through developing and marketing small workshops to raise “fractals”. “Fractals” are $1-$25 voluntary donations generated by the service provider for extending free services which are reinvested into our partners’ projects. These are distributed from membership donations and the sale of informational content created by our Time Bank members. The automation of such an Equal Partnership Economy will be created within the next ten years with your help as a partner.
 
CURRENT PROJECTS:
 
THE 2×2 FILM: An introduction to the real life story leading to the Karmic Margin Call and Reverse Market Mechanics. (Click on the HERE to go to the film.)
 
 
THE 2×2 ALGORITHM GUIDEBOOK AND FACILITATION MASTERCLASS: The Guidebook provides over 20 hours of a video masterclass in three layers. The first layer is how to attain group cohesion through six conversations required to deepen relationships. The second layer is a tutorial on how to log hours in our time banking system for taking the class. The third is a presentation of how leverage time as an asset to generate a seven-figure return for your services while going from a $300 trillion debt-based economy toward a $1 to $5 quadrillion service economy.
Click HERE to view the THE 2×2 ALGORITHM GUIDEBOOK.
PAST PROJECTS:
3dsee

Introducing the “2×2: Make Art, Not War” Pitch Film.

The first 10 minutes of the 2×2 Film (currently on hold) may be viewed here:

For production stills and shooting script, please click here.

SOME HISTORY ABOUT THE KARMIC MARGIN CALL PROJECT:

“Philadelphia based documentary film promises economic equality by 2030. This will be accomplished by teaching the viewer how to ‘short-sell’ war through authenticity and creativity.”

For more information on the 2×2 Documentary, CLICK HERE.

Full 2×2 Press Kit and public relations information available by CLICKING HERE.

More on The Karmic Margin Call Project.

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